Unit 5: Economics & A Greener World (3 weeks)

The Story of Stuff video Spendster

How important is energy conservation? Why does it even matter to you?

Make a brochure outlining energy solutions for the average consumer

Tips to Lower Your Energy Bills http://ase.org/section/_audience/consumers/energybilltips

Alliance to Save Energy

Introduction to Energy Systems (& our reliance on fossil fuels)

Energy Explorer by National Grid

Misconceptions about Energy..10 T/F quiz

Capital Chips Part 3 - Interactive quiz, questions on technology innovation/invention

Learn about energy the fun way!

Energy Hog www.energyhog.org . http://energyhog.org/adult/educators.htm

Producers Interactive

Story of Stuff, video

Should you buy it? Read this and play the PBS game.

Try these activities to see why YOU make a difference!

How many planets does it take to support your lifestyle?
Calculate your environmental footprint

Try this word game

Now try these games
http://www.energyhog.org/childrens.htm
http://www.hogandseek.org/intro.html
Roofus' Solar and Efficient Home
Energy Conservation Game

Test your knowledge with these games and quizzes
http://www.eia.doe.gov/kids/energy_fungames/quiz/index.htm
http://epa.gov/climatechange/kids/games/kidsquiz.html
http://www.un.org/cyberschoolbus/waterquiz/waterquiz4/index.asp water quiz

This is just for fun

FOR EVEN MORE INFORMATION CHECK OUT THESE SITES

http://www.fplforkids.com This site has a lot of information on how to save energy. There is also a game that you can play to help you learn about saving energy. You need to read through every part of the website.

http://www.energyhog.org/childrens.htm This site will give you information on how to save energy. You can go into each room and get tips on how to save energy. But you have to figure out if it is a Light Fixer, Water Saver or a Heat Conserver job.

http://www.eere.energy.gov/kids/ This website does not have as much information as the other ones. But it still has good information on how to save energy. You should play the Roofus’ Home game.

video http://ase.org/content/article/detail/4050 new light bulbs in common English

moneyopolis economics game login with the class code of 7fun

Consumer Jungle

Quiz	Complete?
Cell Phone Vocab
Cell Phone Concepts
You be the Judge
Credit Safari
Credit Concepts
Credit Fees
Computer Vocab
Computer Concepts
Find the Fees

	Personal Finance
	Budgeting and Banking
	Basic Economic Theory
	Wages and taxes
	Entrepreneurship
	Consumerism

Back to

Back to Careers and Computers

Buy Use Toss workbook

BANKING

Banking Terms

Automated Teller Machine (ATM)—also known as the money machine or cash machine

Bad Check—a check that is written when there is not enough money in the account

Balance—the amount of money you have in your account

Check—a document used for payment

Check Register—a form to keep track of your checking account transactions

Checking Account—a payment method to manage your money efficiently

Cleared check—a check that has gone through the financial institution’s processing center listed on your monthly statement

Deposit—the money you put into your account

Deposit ticket—the form you use to put money into your account

Endorse—to sign your name on the back of a check in order to cash it or deposit it

Financial institution—a business that deals with money (bank, credit union)

Insufficient funds fee—that fee that is charged by a financial institution or business when a check does not clear

Less cash received—the amount of cash you get back when you make a deposit

Memo—the area on a check that notes what the check was written to pay for

Outstanding check—a check that is still going through financial institution processing

Overdraft—when your account goes below zero (not enough money to cover the withdrawal)

Reconcile—a process to make sure your checkbook balance matches the bank’s balance for your account

Reconciliation—when you have verified that your checkbook balance is the same as your institution’s balance for your account

Reconciliation form—a form that helps you reconcile your account

Recording a transaction—the act of writing down a transaction in your check register

Statement—the papers you get every month from your financial institution that list activities in your account for the month

Transaction—when money goes into, or out of, your account (deposits, payments, fees, ATM)

Void—a check is not good or not usable. You write “Void.”

Withdrawal—when you take money out of your account

Why Open a Checking Account?

1. Safety—checks are safer to carry around and mail than cash.

2. Proof of payment—checks that are cashed are known as cancelled checks. They serve as your proof that a bill has been paid.

3. Convenience—you can send checks through the mail to pay for telephone, charge card, and other monthly bills.

4. Establish credit—a good reference for you when you want to open a charge account or get a loan.

5. Budgeting—by keeping records of your checking activities, you’ll be better able to budget your expenses and income.

Choosing a Financial Institution

· Ask friends and family for recommendation

· Is the financial institution conveniently located

· Is the financial institution insured? Look for FDIC or NCUA symbol. Financial institutions that are insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund will protect your deposits up to $100,000.

· Shop around and compare services

Choosing A Checking Account

Regular Checking Account

· No minimum balance

· Bank pays no interest on your balance

· Monthly service charge and/or charge for your check supply, checks written, and other services.

Interest-Bearing Checking Account

Similar to regular checking account, except that you are paid interest if you maintain a minimum balance.

Questions to ask when opening a checking account:

1. Is there a minimum balance required?

2. Does the bank pay interest?

3. Is there a monthly service fee? Any other service charges?

4. Are there automatic teller machines (ATM’s)?

5. Is there a limit to how many checks per month I can write?

Opening a checking Account

When you open a checking account, you will be asked for identification. You may need to give the bank the following information

· Date of birth

· Driver’s license number

· Social security number

You’ll be asked to complete an application form and sign a signature card. Your signature will be kept on file for your protection. If you open a joint account with a parent or a spouse, he or she must sign the application form and signature card, too.

Deposit Slip and Endorsement Review

Using the amounts of money given, complete the deposit slips below.

1. Deposit $35.00 in cash and checks for $11.95, $35.80, and $139.92.

QUIZ 2

DEPOSIT SLIPS

Fill in the three (3) deposit slips below. Use the current date for all transactions.

Deposit $125. 60 in cash and checks for $37.42, $306.15, and $28.30.
Deposit your paycheck for $726.50.
Follow the directions given.

Check Register Test

Below are five (5) checks and a deposit slip that were written but not recorded in the check register. Record these transactions and balance the check register. The beginning balance is $107.87

HOME AND CAREERS

Checking Account

Spell out the following numbers:

1 _________________________________ 40 _____________________

2 _________________________________ 50 _____________________

3 _________________________________ 60 _____________________

4 _________________________________ 70 _____________________

5 _________________________________ 80 _____________________

6 _________________________________ 90 _____________________

7 _________________________________ 100_____________________

8 _________________________________ 1,000___________________

9 _________________________________

10 _________________________________

11 _________________________________

12 _________________________________

13 _________________________________

14 _________________________________

15 _________________________________

16 _________________________________

17 _________________________________

18 _________________________________

19 _________________________________

20 _________________________________

30 _________________________________