Personal Finance

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Assignments 1-3 Let's Move Out!  Create a budget for an young adult with an entry-level job and an apartment. Turn in the worksheets for 

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Assignment 1 "Let's Move Out"

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Assignment 2 "What Are You Really Making?"

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Assignment 3 "Rented Household" Want to fill your new place up with furniture? Think rent-to own might be the way to go?  Compare costs with this worksheet.

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Assignment 4 Live it Up!!!

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Assignment 5  Personal Budget Web Quest Set up a future budget and a lifestyle

 

 

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Assignment 6  Now, do the webquest again, but this time, use the NYS average income, found in the table below, that matches your future family size.  You do not have to find a career again, but you may need to refigure your house and car.  Don't forget to include your partner's income if you are not a singleton. Please put your names and salaries on the top of each web quest.

Median State Income for New York
1 earner (dollars)   $39,463
2-person families   $48,492
3-person families   $57,430
4-person families   $67,564

 

bulletLiving Wage is the hourly rate that an individual must earn to support their family, if they are the sole provider and are working full-time (2080 hours per year)
bulletVideo: It's time for a living wage 
bulletLiving wage calculator Fascinating!!
bulletCost of living  calculator

 

bullet Credit Scores Learn WHY you need to know about this and save thousands!!

 

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Assignment 7 Budget for that big event!

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Assignment 8 The Mint

(I'm watching you read for your "Productivity" grade)

Please do all activities associated with this web site. It will take you at least 2-3 days to get through all the work.

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Assignment 9 Test Time! T/F Spending Money Wisely

We're ready for your first on-line test!  Your first on-line test is found on www.quizlab.com . Your secret log-in phrase is mrs.wilson   Once in, you must look for the exam entitled "T/F Spending Money Wisely"  Upon completion of the exam, you may go to the Games section.

By now you should feel a bit more confident in your budgeting abilities.  Lets do some budget goal setting and some personalized budgets.  

bullet Go to www.practicalmoneyskills.com and choose STUDENTs, 7-12, Chapter 3, Students.  
bullet Copy and Paste the Goals worksheets to MS Word.  Please save the file in your Intro to Occ folder as Budget Goals.
bulletHow much money do you spend in a month?  Can you do the budget sheet?  If so, then you are ready for the quiz.  
bullet Try the chapter 3 quiz.  You will have it for a grade in class through www.quizlab.com  

 

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Assignment 10 Test Time!  Money Test 1

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Assignment 11 Test Time!  Money Test 2

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Assignment 12 Test Time!  Budgeting Bonus Quiz

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Assignment 13 Test Time!  The Art of Budgeting

Assignment 13  Let's use budgeting to plan a great party!

Think you're smart?  Try this quiz to see why you need to stay in this class

Watch Video on reforming your spending habits

Congratulations!  You are now ready to do some serious Career Exploration and Planning.

Unit 2

Additional Web Sites of Interest

Bonus Assignment 14  If I had a Million Dollars http://www.youtube.com/watch?v=7bbRdG30fX8

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